%%%%%%%%% \section{Table - Insurer Operating Results By Portfolio Size}
%%%%%%%%% \label{tab:InsurerOperatingResultsByPortfolioSize}
%\vspace{-1in}
\begin{table}[htbp]
%\vspace{-1in}
\caption{Loss Ratio Probabilities By Portfolio Size - Increments = 1\% of Premiums}

\begin{center}

\vspace{.1in}
\begin{tabular}{rrccccccc}
%\multicolumn{2}{c}{Genotype} & &
%\multicolumn{1}{c}{Dummy for additivity} &
%\multicolumn{1}{c}{Dummy for dominance }\\
%\multicolumn{1}{c}{Label} &    
%\multicolumn{1}{c}{Index i} &
%\multicolumn{1}{c}{Genotypic value ($\eta$)}&
%\multicolumn{1}{c}{effect $\alpha$ (x)} &
%\multicolumn{1}{c}{effect $\delta$ (z)}\\
\hline
\hline
\multicolumn{1}{c}{Insurer} & & \multicolumn{1}{c}{Standard} &	\multicolumn{6}{c}{Probability Insurer Loss Ratio Exceeds:}	\\
\multicolumn{1}{c}{Size} &	\multicolumn{1}{c}{Premiums} & \multicolumn{1}{c}{Error} &	0.7500	&	0.7600	&	0.7700	&	0.7800	&	0.7900	& 0.8000 \\
\hline
309,000,000	&	1,236,000,000,000	&	0.002844	&	0.5000	&	0.0002	&	0.0000	&	0.0000	&	0.0000	&	0.0000 \\
300,000,000	&	1,200,000,000,000	&	0.002887	&	0.5000	&	0.0003	&	0.0000	&	0.0000	&	0.0000	&	0.0000 \\
250,000,000	&	1,000,000,000,000	&	0.003162	&	0.5000	&	0.0008	&	0.0000	&	0.0000	&	0.0000	&	0.0000 \\
200,000,000	&	800,000,000,000	&	0.003536	&	0.5000	&	0.0023	&	0.0000	&	0.0000	&	0.0000	&	0.0000 \\
150,000,000	&	600,000,000,000	&	0.004082	&	0.5000	&	0.0072	&	0.0000	&	0.0000	&	0.0000	&	0.0000 \\
100,000,000	&	400,000,000,000	&	0.005000	&	0.5000	&	0.0228	&	0.0000	&	0.0000	&	0.0000	&	0.0000 \\
50,000,000	&	200,000,000,000	&	0.007071	&	0.5000	&	0.0786	&	0.0023	&	0.0000	&	0.0000	&	0.0000 \\
40,000,000	&	160,000,000,000	&	0.007906	&	0.5000	&	0.1030	&	0.0057	&	0.0001	&	0.0000	&	0.0000 \\
30,000,000	&	120,000,000,000	&	0.009129	&	0.5000	&	0.1367	&	0.0142	&	0.0005	&	0.0000	&	0.0000 \\
20,000,000	&	80,000,000,000	&	0.011180	&	0.5000	&	0.1855	&	0.0368	&	0.0036	&	0.0002	&	0.0000 \\
10,000,000	&	40,000,000,000	&	0.015811	&	0.5000	&	0.2635	&	0.1030	&	0.0289	&	0.0057	&	0.0008 \\
1,000,000	&	4,000,000,000	&	0.050000	&	0.5000	&	0.4207	&	0.3446	&	0.2743	&	0.2119	&	0.1587 \\
900,000	&	3,600,000,000	&	0.052705	&	0.5000	&	0.4248	&	0.3522	&	0.2846	&	0.2239	&	0.1714	\\
800,000	&	3,200,000,000	&	0.055902	&	0.5000	&	0.4290	&	0.3603	&	0.2958	&	0.2371	&	0.1855	\\
700,000	&	2,800,000,000	&	0.059761	&	0.5000	&	0.4336	&	0.3689	&	0.3078	&	0.2516	&	0.2014	\\
600,000	&	2,400,000,000	&	0.064550	&	0.5000	&	0.4384	&	0.3783	&	0.3211	&	0.2677	&	0.2193	\\
500,000	&	2,000,000,000	&	0.070711	&	0.5000	&	0.4438	&	0.3886	&	0.3357	&	0.2858	&	0.2398	\\
400,000	&	1,600,000,000	&	0.079057	&	0.5000	&	0.4497	&	0.4001	&	0.3522	&	0.3064	&	0.2635	\\
300,000	&	1,200,000,000	&	0.091287	&	0.5000	&	0.4564	&	0.4133	&	0.3712	&	0.3306	&	0.2919	\\
200,000	&	800,000,000	&	0.111803	&	0.5000	&	0.4644	&	0.4290	&	0.3942	&	0.3603	&	0.3274	\\
100,000	&	400,000,000	&	0.158114	&	0.5000	&	0.4748	&	0.4497	&	0.4248	&	0.4001	&	0.3759	\\
90,000	&	360,000,000	&	0.166667	&	0.5000	&	0.4761	&	0.4522	&	0.4286	&	0.4052	&	0.3821	\\
80,000	&	320,000,000	&	0.176777	&	0.5000	&	0.4774	&	0.4550	&	0.4326	&	0.4105	&	0.3886	\\
70,000	&	280,000,000	&	0.188982	&	0.5000	&	0.4789	&	0.4579	&	0.4369	&	0.4162	&	0.3957	\\
60,000	&	240,000,000	&	0.204124	&	0.5000	&	0.4805	&	0.4610	&	0.4416	&	0.4223	&	0.4032	\\
50,000	&	200,000,000	&	0.223607	&	0.5000	&	0.4822	&	0.4644	&	0.4466	&	0.4290	&	0.4115	\\
40,000	&	160,000,000	&	0.250000	&	0.5000	&	0.4840	&	0.4681	&	0.4522	&	0.4364	&	0.4207	\\
30,000	&	120,000,000	&	0.288675	&	0.5000	&	0.4862	&	0.4724	&	0.4586	&	0.4449	&	0.4312	\\
20,000	&	80,000,000	&	0.353553	&	0.5000	&	0.4887	&	0.4774	&	0.4662	&	0.4550	&	0.4438	\\
10,000	&	40,000,000	&	0.500000	&	0.5000	&	0.4920	&	0.4840	&	0.4761	&	0.4681	&	0.4602	\\
5,000	&	20,000,000	&	0.707107	&	0.5000	&	0.4944	&	0.4887	&	0.4831	&	0.4774	&	0.4718	\\
1,000	&	4,000,000	&	1.581139	&	0.5000	&	0.4975	&	0.4950	&	0.4924	&	0.4899	&	0.4874	\\
100	&	400,000	&	5.000000	&	0.5000	&	0.4992	&	0.4984	&	0.4976	&	0.4968	&	0.4960	\\
10	&	40,000	&	15.811388	&	0.5000	&	0.4997	&	0.4995	&	0.4992	&	0.4990	&	0.4987	\\
1	&	4,000	&	50.000000	&	0.5000	&	0.4999	&	0.4998	&	0.4998	&	0.4997	&	0.4996	\\
\hline
\end{tabular}\label{tab:InsurerPremiumsStandardErrorsLossRatioProbabilitiesbyPortfolioPortfolioSize0.01Increment}
\end{center}
\end{table}

\newpage


%\vspace{-1in}
\begin{table}[htbp]
%\vspace{-1in}
\caption{Loss Ratio Probabilities By Portfolio Size - Increments = 5\% of Premiums}

\begin{center}

%\vspace{.1in}
\begin{tabular}{rrccccccc}
%\multicolumn{2}{c}{Genotype} & &
%\multicolumn{1}{c}{Dummy for additivity} &
%\multicolumn{1}{c}{Dummy for dominance }\\
%\multicolumn{1}{c}{Label} &    
%\multicolumn{1}{c}{Index i} &
%\multicolumn{1}{c}{Genotypic value ($\eta$)}&
%\multicolumn{1}{c}{effect $\alpha$ (x)} &
%\multicolumn{1}{c}{effect $\delta$ (z)}\\
\hline
\hline
\multicolumn{1}{c}{Insurer} & & \multicolumn{1}{c}{Standard} &	\multicolumn{6}{c}{Probability Insurer Loss Ratio Exceeds:}	\\
\multicolumn{1}{c}{Size} &	\multicolumn{1}{c}{Premiums} & \multicolumn{1}{c}{Error} &	0.7500	&	0.8000	&	0.8500	&	0.9000	&	0.9500	& 1.0000 \\
\hline
309,000,000	&	1,236,000,000,000	&	0.002844	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
300,000,000	&	1,200,000,000,000	&	0.002887	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
250,000,000	&	1,000,000,000,000	&	0.003162	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
200,000,000	&	800,000,000,000	&	0.003536	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
150,000,000	&	600,000,000,000	&	0.004082	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
100,000,000	&	400,000,000,000	&	0.005000	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
50,000,000	&	200,000,000,000	&	0.007071	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
40,000,000	&	160,000,000,000	&	0.007906	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
30,000,000	&	120,000,000,000	&	0.009129	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
20,000,000	&	80,000,000,000	&	0.011180	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
10,000,000	&	40,000,000,000	&	0.015811	&	0.5000	&	0.0008	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
1,000,000	&	4,000,000,000	&	0.050000	&	0.5000	&	0.1587	&	0.0228	&	0.0013	&	0.0000	&	0.0000	\\
900,000	&	3,600,000,000	&	0.052705	&	0.5000	&	0.1714	&	0.0289	&	0.0022	&	0.0001	&	0.0000	\\
800,000	&	3,200,000,000	&	0.055902	&	0.5000	&	0.1855	&	0.0368	&	0.0036	&	0.0002	&	0.0000	\\
700,000	&	2,800,000,000	&	0.059761	&	0.5000	&	0.2014	&	0.0471	&	0.0060	&	0.0004	&	0.0000	\\
600,000	&	2,400,000,000	&	0.064550	&	0.5000	&	0.2193	&	0.0607	&	0.0101	&	0.0010	&	0.0001	\\
500,000	&	2,000,000,000	&	0.070711	&	0.5000	&	0.2398	&	0.0786	&	0.0169	&	0.0023	&	0.0002	\\
400,000	&	1,600,000,000	&	0.079057	&	0.5000	&	0.2635	&	0.1030	&	0.0289	&	0.0057	&	0.0008	\\
300,000	&	1,200,000,000	&	0.091287	&	0.5000	&	0.2919	&	0.1367	&	0.0502	&	0.0142	&	0.0031	\\
200,000	&	800,000,000	&	0.111803	&	0.5000	&	0.3274	&	0.1855	&	0.0899	&	0.0368	&	0.0127	\\
100,000	&	400,000,000	&	0.158114	&	0.5000	&	0.3759	&	0.2635	&	0.1714	&	0.1030	&	0.0569	\\
90,000	&	360,000,000	&	0.166667	&	0.5000	&	0.3821	&	0.2743	&	0.1841	&	0.1151	&	0.0668	\\
80,000	&	320,000,000	&	0.176777	&	0.5000	&	0.3886	&	0.2858	&	0.1981	&	0.1289	&	0.0786	\\
70,000	&	280,000,000	&	0.188982	&	0.5000	&	0.3957	&	0.2984	&	0.2137	&	0.1450	&	0.0929	\\
60,000	&	240,000,000	&	0.204124	&	0.5000	&	0.4032	&	0.3121	&	0.2312	&	0.1636	&	0.1103	\\
50,000	&	200,000,000	&	0.223607	&	0.5000	&	0.4115	&	0.3274	&	0.2512	&	0.1855	&	0.1318	\\
40,000	&	160,000,000	&	0.250000	&	0.5000	&	0.4207	&	0.3446	&	0.2743	&	0.2119	&	0.1587	\\
30,000	&	120,000,000	&	0.288675	&	0.5000	&	0.4312	&	0.3645	&	0.3017	&	0.2442	&	0.1932	\\
20,000	&	80,000,000	&	0.353553	&	0.5000	&	0.4438	&	0.3886	&	0.3357	&	0.2858	&	0.2398	\\
10,000	&	40,000,000	&	0.500000	&	0.5000	&	0.4602	&	0.4207	&	0.3821	&	0.3446	&	0.3085	\\
5,000	&	20,000,000	&	0.707107	&	0.5000	&	0.4718	&	0.4438	&	0.4160	&	0.3886	&	0.3618	\\
1,000	&	4,000,000	&	1.581139	&	0.5000	&	0.4874	&	0.4748	&	0.4622	&	0.4497	&	0.4372	\\
100	&	400,000	&	5.000000	&	0.5000	&	0.4960	&	0.4920	&	0.4880	&	0.4840	&	0.4801	\\
10	&	40,000	&	15.811388	&	0.5000	&	0.4987	&	0.4975	&	0.4962	&	0.4950	&	0.4937	\\
1	&	4,000	&	50.000000	&	0.5000	&	0.4996	&	0.4992	&	0.4988	&	0.4984	&	0.4980	\\


\hline
\end{tabular}\label{tab:InsurerPremiumsStandardErrorsLossRatioProbabilitiesbyPortfolioPortfolioSize0.05Increment}
\end{center}
\end{table}

\newpage


%\vspace{-1in}
\begin{table}[htbp]
%\vspace{-1in}
\caption{Loss Ratio Probabilities By Portfolio Size - Increments = 10\% of Premiums}

\begin{center}

%\vspace{.1in}
\begin{tabular}{rrccccccc}
%\multicolumn{2}{c}{Genotype} & &
%\multicolumn{1}{c}{Dummy for additivity} &
%\multicolumn{1}{c}{Dummy for dominance }\\
%\multicolumn{1}{c}{Label} &    
%\multicolumn{1}{c}{Index i} &
%\multicolumn{1}{c}{Genotypic value ($\eta$)}&
%\multicolumn{1}{c}{effect $\alpha$ (x)} &
%\multicolumn{1}{c}{effect $\delta$ (z)}\\
\hline
\hline
Insurer & & Standard &	\multicolumn{6}{c}{Probability Insurer Loss Ratio Exceeds:}	\\	
Size	&	Premiums	&	 Error	&	0.7500	&	0.8500	&	0.9500	&	1.0500	&	1.1500	&	1.2500	\\
\hline

309,000,000	&	1,236,000,000,000	&	0.002844	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
300,000,000	&	1,200,000,000,000	&	0.002887	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
250,000,000	&	1,000,000,000,000	&	0.003162	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
200,000,000	&	800,000,000,000	&	0.003536	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
150,000,000	&	600,000,000,000	&	0.004082	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
100,000,000	&	400,000,000,000	&	0.005000	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
50,000,000	&	200,000,000,000	&	0.007071	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
40,000,000	&	160,000,000,000	&	0.007906	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
30,000,000	&	120,000,000,000	&	0.009129	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
20,000,000	&	80,000,000,000	&	0.011180	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
10,000,000	&	40,000,000,000	&	0.015811	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
1,000,000	&	4,000,000,000	&	0.050000	&	0.5000	&	0.0228	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
900,000	&	3,600,000,000	&	0.052705	&	0.5000	&	0.0289	&	0.0001	&	0.0000	&	0.0000	&	0.0000	\\
800,000	&	3,200,000,000	&	0.055902	&	0.5000	&	0.0368	&	0.0002	&	0.0000	&	0.0000	&	0.0000	\\
700,000	&	2,800,000,000	&	0.059761	&	0.5000	&	0.0471	&	0.0004	&	0.0000	&	0.0000	&	0.0000	\\
600,000	&	2,400,000,000	&	0.064550	&	0.5000	&	0.0607	&	0.0010	&	0.0000	&	0.0000	&	0.0000	\\
500,000	&	2,000,000,000	&	0.070711	&	0.5000	&	0.0786	&	0.0023	&	0.0000	&	0.0000	&	0.0000	\\
400,000	&	1,600,000,000	&	0.079057	&	0.5000	&	0.1030	&	0.0057	&	0.0001	&	0.0000	&	0.0000	\\
300,000	&	1,200,000,000	&	0.091287	&	0.5000	&	0.1367	&	0.0142	&	0.0005	&	0.0000	&	0.0000	\\
200,000	&	800,000,000	&	0.111803	&	0.5000	&	0.1855	&	0.0368	&	0.0036	&	0.0002	&	0.0000	\\
100,000	&	400,000,000	&	0.158114	&	0.5000	&	0.2635	&	0.1030	&	0.0289	&	0.0057	&	0.0008	\\
90,000	&	360,000,000	&	0.166667	&	0.5000	&	0.2743	&	0.1151	&	0.0359	&	0.0082	&	0.0013	\\
80,000	&	320,000,000	&	0.176777	&	0.5000	&	0.2858	&	0.1289	&	0.0448	&	0.0118	&	0.0023	\\
70,000	&	280,000,000	&	0.188982	&	0.5000	&	0.2984	&	0.1450	&	0.0562	&	0.0171	&	0.0041	\\
60,000	&	240,000,000	&	0.204124	&	0.5000	&	0.3121	&	0.1636	&	0.0708	&	0.0250	&	0.0072	\\
50,000	&	200,000,000	&	0.223607	&	0.5000	&	0.3274	&	0.1855	&	0.0899	&	0.0368	&	0.0127	\\
40,000	&	160,000,000	&	0.250000	&	0.5000	&	0.3446	&	0.2119	&	0.1151	&	0.0548	&	0.0228	\\
30,000	&	120,000,000	&	0.288675	&	0.5000	&	0.3645	&	0.2442	&	0.1493	&	0.0829	&	0.0416	\\
20,000	&	80,000,000	&	0.353553	&	0.5000	&	0.3886	&	0.2858	&	0.1981	&	0.1289	&	0.0786	\\
10,000	&	40,000,000	&	0.500000	&	0.5000	&	0.4207	&	0.3446	&	0.2743	&	0.2119	&	0.1587	\\
5,000	&	20,000,000	&	0.707107	&	0.5000	&	0.4438	&	0.3886	&	0.3357	&	0.2858	&	0.2398	\\
1,000	&	4,000,000	&	1.581139	&	0.5000	&	0.4748	&	0.4497	&	0.4248	&	0.4001	&	0.3759	\\
100	&	400,000	&	5.000000	&	0.5000	&	0.4920	&	0.4840	&	0.4761	&	0.4681	&	0.4602	\\
10	&	40,000	&	15.811388	&	0.5000	&	0.4975	&	0.4950	&	0.4924	&	0.4899	&	0.4874	\\
1	&	4,000	&	50.000000	&	0.5000	&	0.4992	&	0.4984	&	0.4976	&	0.4968	&	0.4960	\\

\hline
\end{tabular}\label{tab:InsurerPremiumsStandardErrorsLossRatioProbabilitiesbyPortfolioPortfolioSize0.10Increment}
\end{center}
\end{table}

\newpage


%\vspace{-1in}
\begin{table}[htbp]
%\vspace{-1in}
\caption{Loss Ratio Probabilities By Portfolio Size - Increments = 25\% of Premiums}

\begin{center}

%\vspace{.1in}
\begin{tabular}{rrccccccc}
%\multicolumn{2}{c}{Genotype} & &
%\multicolumn{1}{c}{Dummy for additivity} &
%\multicolumn{1}{c}{Dummy for dominance }\\
%\multicolumn{1}{c}{Label} &    
%\multicolumn{1}{c}{Index i} &
%\multicolumn{1}{c}{Genotypic value ($\eta$)}&
%\multicolumn{1}{c}{effect $\alpha$ (x)} &
%\multicolumn{1}{c}{effect $\delta$ (z)}\\
\hline
\hline
Insurer & & Standard &	\multicolumn{6}{c}{Probability Insurer Loss Ratio Exceeds:}	\\
Size &	Premiums & Error &	0.7500	&	1.0000	&	1.2500	&	1.5000	&	1.7500	& 2.0000 \\
\hline
309,000,000 &	1,236,000,000,000 &	0.002844	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
300,000,000 &	1,200,000,000,000 &	0.002887	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
250,000,000 &	1,000,000,000,000 &	0.003162	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
200,000,000 &	800,000,000,000	&	0.003536	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
150,000,000 &	600,000,000,000	&	0.004082	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
100,000,000 &	400,000,000,000	&	0.005000	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
50,000,000 &	200,000,000,000	&	0.007071	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
40,000,000 &	160,000,000,000	&	0.007906	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
30,000,000 &	120,000,000,000	&	0.009129	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
20,000,000 &	80,000,000,000	&	0.011180	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
10,000,000 &	40,000,000,000	&	0.015811	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
1,000,000 &	4,000,000,000	&	0.050000	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
900,000	&	3,600,000,000	&	0.052705	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
800,000	&	3,200,000,000	&	0.055902	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
700,000	&	2,800,000,000	&	0.059761	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
600,000	&	2,400,000,000	&	0.064550	&	0.5000	&	0.0001	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
500,000	&	2,000,000,000	&	0.070711	&	0.5000	&	0.0002	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
400,000	&	1,600,000,000	&	0.079057	&	0.5000	&	0.0008	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
300,000	&	1,200,000,000	&	0.091287	&	0.5000	&	0.0031	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
200,000	&	800,000,000	&	0.111803	&	0.5000	&	0.0127	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
100,000	&	400,000,000	&	0.158114	&	0.5000	&	0.0569	&	0.0008	&	0.0000	&	0.0000	&	0.0000	\\
90,000	&	360,000,000	&	0.166667	&	0.5000	&	0.0668	&	0.0013	&	0.0000	&	0.0000	&	0.0000	\\
80,000	&	320,000,000	&	0.176777	&	0.5000	&	0.0786	&	0.0023	&	0.0000	&	0.0000	&	0.0000	\\
70,000	&	280,000,000	&	0.188982	&	0.5000	&	0.0929	&	0.0041	&	0.0000	&	0.0000	&	0.0000	\\
60,000	&	240,000,000	&	0.204124	&	0.5000	&	0.1103	&	0.0072	&	0.0001	&	0.0000	&	0.0000	\\
50,000	&	200,000,000	&	0.223607	&	0.5000	&	0.1318	&	0.0127	&	0.0004	&	0.0000	&	0.0000	\\
40,000	&	160,000,000	&	0.250000	&	0.5000	&	0.1587	&	0.0228	&	0.0013	&	0.0000	&	0.0000	\\
30,000	&	120,000,000	&	0.288675	&	0.5000	&	0.1932	&	0.0416	&	0.0047	&	0.0003	&	0.0000	\\
20,000	&	80,000,000	&	0.353553	&	0.5000	&	0.2398	&	0.0786	&	0.0169	&	0.0023	&	0.0002	\\
10,000	&	40,000,000	&	0.500000	&	0.5000	&	0.3085	&	0.1587	&	0.0668	&	0.0228	&	0.0062	\\
5,000	&	20,000,000	&	0.707107	&	0.5000	&	0.3618	&	0.2398	&	0.1444	&	0.0786	&	0.0385	\\
1,000	&	4,000,000	&	1.581139	&	0.5000	&	0.4372	&	0.3759	&	0.3176	&	0.2635	&	0.2146	\\
100	&	400,000		&	5.000000	&	0.5000	&	0.4801	&	0.4602	&	0.4404	&	0.4207	&	0.4013	\\
10	&	40,000		&	15.811388	&	0.5000	&	0.4937	&	0.4874	&	0.4811	&	0.4748	&	0.4685	\\
1	&	4,000		&	50.000000	&	0.5000	&	0.4980	&	0.4960	&	0.4940	&	0.4920	&	0.4900	\\
\hline
\end{tabular}\label{tab:InsurerPremiumsStandardErrorsLossRatioProbabilitiesbyPortfolioPortfolioSize0.25Increment}
\end{center}
\end{table}

\newpage


%\vspace{-1in}
\begin{table}[htbp]
%\vspace{-1in}
\caption{Loss Ratio Probabilities By Portfolio Size - Increments = 50\% of Premiums}

\begin{center}

%\vspace{.1in}
\begin{tabular}{rrccccccc}
%\multicolumn{2}{c}{Genotype} & &
%\multicolumn{1}{c}{Dummy for additivity} &
%\multicolumn{1}{c}{Dummy for dominance }\\
%\multicolumn{1}{c}{Label} &    
%\multicolumn{1}{c}{Index i} &
%\multicolumn{1}{c}{Genotypic value ($\eta$)}&
%\multicolumn{1}{c}{effect $\alpha$ (x)} &
%\multicolumn{1}{c}{effect $\delta$ (z)}\\
\hline
\hline
Insurer & & Standard &	\multicolumn{6}{c}{Probability Insurer Loss Ratio Exceeds:}	\\
Size &	Premiums & Error &	0.7500	&	1.2500	&	1.7500	&	2.2500	&	2.7500	& 3.2500 \\
\hline
309,000,000 &	1,236,000,000,000 &	0.002844	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
300,000,000 &	1,200,000,000,000 &	0.002887	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
250,000,000 &	1,000,000,000,000 &	0.003162	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
200,000,000 &	800,000,000,000	&	0.003536	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
150,000,000 &	600,000,000,000	&	0.004082	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
100,000,000 &	400,000,000,000	&	0.005000	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
50,000,000 &	200,000,000,000	&	0.007071	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
40,000,000 &	160,000,000,000	&	0.007906	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
30,000,000 &	120,000,000,000	&	0.009129	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
20,000,000 &	80,000,000,000	&	0.011180	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
10,000,000 &	40,000,000,000	&	0.015811	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
1,000,000 &	4,000,000,000	&	0.050000	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
900,000	&	3,600,000,000	&	0.052705	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
800,000	&	3,200,000,000	&	0.055902	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
700,000	&	2,800,000,000	&	0.059761	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
600,000	&	2,400,000,000	&	0.064550	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
500,000	&	2,000,000,000	&	0.070711	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
400,000	&	1,600,000,000	&	0.079057	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
300,000	&	1,200,000,000	&	0.091287	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
200,000	&	800,000,000	&	0.111803	&	0.5000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
100,000	&	400,000,000	&	0.158114	&	0.5000	&	0.0008	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
90,000	&	360,000,000	&	0.166667	&	0.5000	&	0.0013	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
80,000	&	320,000,000	&	0.176777	&	0.5000	&	0.0023	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
70,000	&	280,000,000	&	0.188982	&	0.5000	&	0.0041	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
60,000	&	240,000,000	&	0.204124	&	0.5000	&	0.0072	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
50,000	&	200,000,000	&	0.223607	&	0.5000	&	0.0127	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
40,000	&	160,000,000	&	0.250000	&	0.5000	&	0.0228	&	0.0000	&	0.0000	&	0.0000	&	0.0000	\\
30,000	&	120,000,000	&	0.288675	&	0.5000	&	0.0416	&	0.0003	&	0.0000	&	0.0000	&	0.0000	\\
20,000	&	80,000,000	&	0.353553	&	0.5000	&	0.0786	&	0.0023	&	0.0000	&	0.0000	&	0.0000	\\
10,000	&	40,000,000	&	0.500000	&	0.5000	&	0.1587	&	0.0228	&	0.0013	&	0.0000	&	0.0000	\\
5,000	&	20,000,000	&	0.707107	&	0.5000	&	0.2398	&	0.0786	&	0.0169	&	0.0023	&	0.0002	\\
1,000	&	4,000,000	&	1.581139	&	0.5000	&	0.3759	&	0.2635	&	0.1714	&	0.1030	&	0.0569	\\
100	&	400,000		&	5.000000	&	0.5000	&	0.4602	&	0.4207	&	0.3821	&	0.3446	&	0.3085	\\
10	&	40,000		&	15.811388	&	0.5000	&	0.4874	&	0.4748	&	0.4622	&	0.4497	&	0.4372	\\
1	&	4,000		&	50.000000	&	0.5000	&	0.4960	&	0.4920	&	0.4880	&	0.4840	&	0.4801	\\
\hline
\end{tabular}\label{tab:InsurerPremiumsStandardErrorsLossRatioProbabilitiesbyPortfolioPortfolioSize0.50Increment}
\end{center}
\end{table}


